Here is a quick explanation of who needs income protection – and why they need it.Read more
While a mortgage is top of the list for reasons to apply for life assurance, family protection and business protection or inheritance tax planning are other reasons.
When you’re applying for a mortgage, it is easy to brush away thoughts about critical illness or death. But life assurance is a crucial part of the house-buying process. You need to think about making mortgage payments should you, or your partner, be critically injured or die through illness or accident.
Independent insurance advice is crucial. Quotes that are ‘restricted’ are just that: the advice will not be impartial. So, you may only be getting a quote from a few, or even just one, insurance company. And by using a local independent adviser for life assurance, you can access quotes from many companies, not just a few.
And if you already think you’re covered, give us a call and see if what you’re paying is still competitive – we’ll have a look across the market and see if we can beat it!
If you’re looking for a local independent adviser for life assurance, speak to us today.
A fixed rate mortgage means your mortgage repayments are protected from an increase in interest rates during the term of…Read more