As well as life assurance, it is important to consider the financial implications of long-term illness. Life expenses such as mortgages and living costs do not go away if the mortgage payer suddenly becomes ill.
And these expenses can quickly become debts.
Critical illness cover pays out when a covered disease is diagnosed, not on death. But critical illness plans are more expensive than the equivalent life assurance. However, a claim is more likely to be made for illness than death.
At A Miller Financial we ensure our clients know exactly what is covered and that the policy covers as many potential illnesses as possible. We provide impartial advice so you know what you are getting for your money – and that the cover matches your expectations from the policy.
We keep ourselves up-to-date with every insurance product that is available in the UK. And our independence means we can offer advice that isn’t based on targets or rewards. Every policy we sell gives you full protection.
And it is possible to include critical illness within a comprehensive life assurance policy. Just call us so we can check for you. Our expert advisers will research all current products and let you know any benefits associated with switching provider.
If you’re looking for a local independent adviser for critical illness cover, speak to us today.
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